McQueen, Edmonton
-
Announcing a price reduction
on 11007 144 St NW, a 1,146 sq. ft., 2 bath, 3 bdrm bungalow. Now
MLS®
$369,500
- Reduced!.
Property information
The first
step in home buying is always getting prequalified for a mortgage. It saves you, the buyer, a world of heartache
and stress. A prequalified buyer can
confidently look at homes they know they can afford and know they can buy.
Who should you go to for prequalification?
Many people
think the first place to start is going directly to their bank. While the bank
certainly can prequalify you for a mortgage, choose this option ONLY IF you
have an established relationship with the bank that includes investment products.
In other words, make an appointment with your bank if you have enough money
that the bank wants to keep you happy. If
this is the case you will likely get good, timely service. The banks want to keep your money where it
is, with them. They will likely give you
their best rates up front. Sadly, this often
isn’t the case for everyone else. I
still recommend double checking your rates through an experienced mortgage
broker, just to be sure. At the end of
the day, if you can save a few thousand, does it matter if you filled out the
paperwork sitting in the banks office, or at your home through a mortgage
associates?
For
everyone else – Go directly to a
Mortgage Broker**. Chances are, the
mortgage broker deals with your bank anyway.
These guys all work on commission, and do not work for the big banks.
They work hard for your business. Unlike
their salaried counterparts sitting happily in their offices in the branch, if
you don’t get a mortgage, mortgage associates don’t get paid. They will do whatever they can to make sure
you get the mortgage you want and your file goes smoothly.
Additional,
by selecting a mortgage broker you will have a larger variety of lenders to
choose from, and typically, you can get better rates.
**Remember,
not all mortgage associates or brokers are equally efficient or
experienced. Email me for a list of
tried, tested and true Mortgage Associates (mortgage brokers) and mobile
mortgage specialists.
What information will the lender ask for:
Your bank
(aka lender) will start asking general questions about your income and debt load. It is VERY important that you provide them
with all the information they ask for.
Commonly overlooked items are cars that you co-signed for, or store
credit cards you forgot you have. If you
have too much credit, you will have a hard time getting a mortgage! Once you are comfortable working with that
mortgage agent, they will get your permission to pull your credit report. They may also need a letter of employment
from your employer, copies of bank statements showing that you actually do have
the down payment and copies of your tax assessments for the last 2 years. If you are self-employed they will need much
more than that, so I hope you kept good records. Getting these things can take time – that’s why
you need to work on it right away. Many
a buyer has lost their dream house to another interested buyer because they
couldn’t get their documents to their mortgage broker before their condition
date.
Now you
have your documents in, you are prequalified (or preapproved)! You are ready to write up an offer. You can look at houses in price ranges you
know you can afford and if you see the house for you, you can write the offer
with confidence!
• 1,172 sq. ft., 1 bath, 4 bdrm 1 1/2 story
-
MLS®
$200,000
Alexandra Park, Leduc
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Fix it up or build! This 50 x 120 lot is in Alexandra park and surrounded by duplexes on both sides. This would be a great spot for a duplex development. Buyer would be responsible for development applications with the City of Leduc. The house is in a great need of TLC, but could be renovated into a really nice place! Home features vinyl windows!
Property information
Aspen Gardens, Edmonton
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The 2 story at 4043 Aspen Drive East has been sold.
Property information
• 1,147 sq. ft., 2 bath, 4 bdrm single story
-
MLS®
$269,900
Killarney, Edmonton
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Extremely well taken care of through the years, this 3+1 bedroom bungalow was originally custom built by a home builder for himself. He built it better than the current day's standards and features some upgrades that are back in style including the real copper back splash, and the modern styling of the built in china cabinet. While the owners have maintained the original beauty of the home, they did upgraded the shingles, soffit, facia, furnace, and electical. This home is warm in the winter, cool in the summer and dry in the basement. It is uniquely designed (not a typical bungalow) and holds SO MUCH potential for a person with vision! The yard is a huge 50x150, so build your dream shop in the back. Located close to very good schools, O'Leary Swimming Pool, New Children's Splash Park, Shopping and so much more! Zoned RF4 for greater flexibility. They key to a great home has always been starting with a SOLID house. This one is it!!!
Property information
The vast majority of homes in the Edmonton area have electric stoves. They are cheaper on average to purchase and to install. But are they cheaper to run? What about those gas clothes dryers? How about an electic fireplace?
Atco enegry sense has put out a guide showing consumers just how much they can save by choosing natural gas appliances. I was surprised. Here are some of the numbers
Water heater
Hi Efficiency electric - $42.35
Hi Efficiency Gas - $11.00
Savings: $31.35/month
Clothes Dryer
Electric - $8.36
Natural Gas - $1.80
Savings - $6.56/month
Stove:
Self-cleaning Electric - $4.84
Self-Cleaning Gas - $1.04
Savings: $3.80
So when you are looking at the cost of appliances, keep this in mind! You are likely to own those appliances for many years... you could have a pay back by choosing the natural gas appliances!
Aspen Gardens, Edmonton
-
Announcing a price reduction
on 4043 Aspen Drive East, a 1,675 sq. ft., 4 bath, 5 bdrm 2 story. Now
MLS®
$649,900
- Reduced!.
Property information
Investment Property
• 939 sq. ft., 2 bath, 3 bdrm 4-level split "over 1400 sq ft living area"
-
MLS®
$319,900
Keheewin, Edmonton
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Attention Investors! Available now is a 3 bedroom split level with oversized single garage to add to your portfolio. This Keheewin home offers over 1400 square feet of finished living space on a quiet street in a good neighbourhood. Currently leased until the end of July 2012 and tenant wishes to stay long term. Perfectly located close enough to utilize the south leg of the LRT, close to great schools and easy access to the Henday and Whitmud. A great property!
Property information
• 1,675 sq. ft., 4 bath, 5 bdrm 2 story - MLS® $675,000
Aspen Gardens, Edmonton - A beautiful and unique blend of contemporary and modern design awaits you in the desirable and established neighbourhood of Aspen Gardens. This home offers over 2400 developed square feet of clean modern design throughout and features open concept living space with a chef's dream kitchen, large dining area, inviting living room w/fireplace, half bath and laundry room all on the main floor. The second level opens up to a large foyer leading to the master bedroom. In the master is a long walk in closet and ensuite. Two additional bedrooms and 5 piece main bath complete the second level. The basement is fully finished with family room, 2 more bedrooms and 5 piece bath. Everything is done. A definite must see.
Property information
• 945 sq. ft., 2 bath, 3 bdrm bungalow - MLS® $239,900 - Excellent buy!
Beacon Heights, Edmonton - Better than rent! This solid, well kept 2+1 bedroom home is a dream come true! Enjoy over 940 sq ft of bright open living space, fabulous hardwood flooring, a large deck for summer BBQ's and an oversized, heated double garage with 220V for your weekend projects. As a well maintained home, this property has new shingles, new front and back doors, fresh paint, upgraded electrical service (100 amp), a new 4 piece bathroom (rebuilt right from the studs) and so much more. The bone-dry basement is in original condition but could easily be converted to an in-law suite. You don't want to miss what this home has to offer at this affordable price!!
Property information
Great Buy!
• 796 sq. ft., 1 bath, 2 bdrm apartment - MLS® $156,900
Pleasant View, Edmonton - INVESTORS! STUDENTS! FIRST TIME HOME BUYERS! This great 2 bedroom condo features new laminate and is freshly painted so just move right in! You will be DELIGHTED with the low cost living with SUPER LOW CONDO FEES of only $180/month and an AFFORDABLE purchase price! Now lets talk location! Easy access to the U of A, white ave and so much more. Great investment!
Property information
Acreage in the city
• 1,925 sq. ft., 3 bath, 4 bdrm bungalow - MLS® $839,000
Rutherford, Edmonton - Location, location. A rare find in an exclusive private setting! Custom built bungalow with 1925 square feet set on 1.5 acres with city water. Open floor plan with sunken living room and 3 way fireplace. The office and sewing room could easily be made into bedrooms providing a total of 6. Fully developed basement. Triple car garage with room for 5 vehicles. Newer 32'X36' shop. This property is truly unique as it is zoned agricultural yet resides in the prestigious community of Rutherford. Other features include: mature trees, fruit trees, raspberry bush, walking trail to parks, woods and ponds. 2 blocks to new J. Bright School. Close to shopping and access to Anthony Henday.
Property information
• 1,838 sq. ft., 3 bath, 3 bdrm bungalow - 
MLS® $497,000
Westlock County, Rural NW Alberta - Peace and tranquility await you in this beautifully landscaped acreage minutes west of Westlock. The immaculate heated and insulated 28x40 SHOP was built to fit 2 Semi Trucks and includes a workshop area and additional storage for all your toys. This in addition to the insulated double garage for your vehicles! Both the garage & shop have 220V. The newer, beautiful 1838 sq ft bungalow features 2 bdrms + den (could easily be converted to a 3rd bedroom), huge open living space, HUGE KITCHEN with loads of counter space, jacuzzi tub en-suite, in-floor heating, fresh air recovery system and the list goes on. The landscaping has been immaculately kept with beautiful perennial garden and more. Fenced pasture & barn too.
Property information
Brookwood, Spruce Grove - Announcing a price reduction on 19 Brookside Cr, a 1,079 sq. ft., 3 bath, 4 bdrm bungalow. Now MLS® $299,999 - Just Reduced!.
Property information
• 1,079 sq. ft., 3 bath, 4 bdrm bungalow - 
MLS®$314,900
Brookwood, Spruce Grove - This bright and cheery bungalow in the desirable neighbourhood of Brookwood features 3+1 bedrooms, 2 1/2 baths, large family room, cold storage room (perfect for wine) and so much more. Talk about LOCATION! This home is only a few houses away from Brookwood park, and close to all level of schools - perfect for a growing family. You will appreciate the insulated & heated double garage, large deck and storage shed.
Property information